Bank Services

UPI - (Unified Payment Interface)

Bank offers UPI Facility to the customers which help to transfer money on an instant real-time payment system via a mobile interface between the two bank accounts. Thus, UPI is a concept that allows different bank accounts as well our bank accounts to join a single mobile app like PhonePe, Google Pay, Amazon Pay etc.

IMPS - (Immediate Payment Service)

Bank offersIMPS Facility to the customers for interbank money transfer facility from one account to another with a limit of Rs. 1.00 to Rs. 5.00 Lakh at Branch Channel and Rs. 1.00 to Rs. 1.00 Lakh using our Mobile Banking.

Mobile Banking

Bank offers Mobile Banking facility to the customer through the “ VijayapuraDcc mobile banking” application available in Google Play Store & Apple App Store to transfer the Funds from one bank account to another via NEFT, RTGS & IMPS Mode. For activation please visit your home branch.

RTGS - (Real Time Gross Settlement)

Bank offers RTGS Facility for interbank money transfer facility available for the transfer of funds to accounts with various Banks with minimum 2 Lakh &above through Branch Channel & Mobile Banking.

NEFT- (National Electronic Fund Transfer)

Bank offers NEFTFacility forinterbank money transfer facility available for the transfer of funds to accounts with various Banks with no minimum amount through Branch Channel & Mobile Banking.

Internet Banking (View Only)

Bank offers Internet Banking View facility to the customers of our bank to view various account balances with account statement download option. For activation please visit your home branch.

Positive Pay System

Bank offers Positive Pay System (PPS) for customers tosecure cheque payments for 5 Lakh & above.

DBT

Bank offers Direct Benefit Transfer facility (DBT) to get various funds of Government Schemes like PM Kisan, Crop Insurance, Parihara & other various Incentives.

ATM CARD Facilities

Bank offersRupay Debit Card and Rupay KCC Cardfor the use of customers to withdraw cash from our own ATM’s as well as other bank ATM’s.

ATM facilities at 7 branches

Bank has installed 7 ATM’s in the below mentioned branches for the benefit of the customers.

1. Head Office Branch
2. Nidagundi
3. Indi
4. Muddebihal
5. Sindagi
6. Krishnagar
7. K C Nagar(Mobile ATM Van)

(And also have Micro ATM facility to customer at all our branches & PACS)

Locker Facility

Bank Offers Safe Deposit Lockers of different sizes which are available at almost all Branches of the bank for the use of customers.

SMS Alert

Bank offers SMS alert facility to the benefit of the customers.

PMJJBY & PMSBY

Bank offers Pradhan Mantri Jeevan Jyoti Bhima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bhima Yojana(PMSBY) insurance scheme for the benefit of the customers.

PMJJBY & PMSBY

Bank offers Pradhan Mantri Jeevan Jyoti Bhima Yojana (PMJJBY) &Pradhan Mantri Suraksha Bhima Yojana(PMSBY) insurance scheme for the benefit of the customers.

Atal Pension Yojana

Bank offers Pension scheme under Atal Pension Yojana (APY) for the benefit of the customers.

PMFBY (Crop Insurance)

Bank offers PradhanMantriFasalBhimaYojana (PMFBY) crop insurance scheme for the benefit of the customers.

Personal Accident Insurance

Bank offers Personal Accident Insurance scheme for the benefit of the customers.