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EXAM DATE : 14/07/2024

Technology


Bank has decided to enter into Agreement with NABARD/TCS for Computerisation.. More..

Achievements


1. 1999-2000 in consideration of excellent working results and its developmental.. More..

Loans and Interest Rates

SL NO Type of Loan Limit In Lakhs Rate of interest Share Holding Remarks
I Agriculture Loan
1 Short term loan 0.35 to 3.00 0% 10% Under GOK subsidy scheme
2 BKCC Gold Card 2.00 0% 10%
3 SKCC Platinum Card 3.00 0% 10%
4(a) KCC General (Raitha Mitra) upto 3 Lakhs 0% 10%
4(b) KCC General (Raitha Mitra) 3-10 Lakhs 10%
II Agriculture allied activities (MT)
1 Horticulture loan (Grape, Citrus, Pomegranate, Ber, Guava etc..) 10.00 3% 5% Under GOK subsidy scheme
2 Pipe line pump sets 10.00 3% 5%
3 M T Solar Pumpset 10.00 3% 5%
4 Tractor loan 10.00 3% 5%
5 Dairy loan 10.00 3% 5%
6 Sheep/ goat loan 10.00 3% 5%
7 Seri culture loan 10.00 3% 5%
8 Polyhouse 10.00 3% 5%
III Non agriculture loans
1 Cash credit loan to individuals CC Loan 60 13% 5%
1A OM Loan 60 12% 5%
2 Sulabha sala 15 13% 5%
3 Swarna CC 20 10.00% -- --
4 OverDraft for Staff 15 10% --
5 Construction of Warehouse/ Godown 60 12% 2.50%
6 Construction of warehouse/ Godawan under PODF/LTRF Scheme of NABARD -- 4% 2.50%
7 Housing /house purchase/ plot purchase loan 75 10% 2.50%
8 Housing /house purchase/ plot purchase loan for bank staff 50 8% -
9 NFS LOAN 60 12.50% 2.50%
10 Education loan 4 12% 2.50%
11 Salary earners loan & Staff 5 13% 5.00%
12 SRCC loan 0.25 12.00% 5.00%
13 Vehicle loan (4 wheeler) 35 11% 5.00%
14 Vehicle loan (2 wheeler) 1 11% 5.00%
15 Vehicle loan (2 wheeler) for staff 1.50 9.00% -
16 Gold loan 20 10.00% -
17 JLG loan 4 13% -
18 SHG loan 5 4% - Under GOK subsidy scheme
19 Weavers loan 3 3% 10.00%
20 Fisheries loan 3 3% 10.00%
21 CAR Loan Staff 10 10%
IV Other Loans
1 Clean CC to urban banks / credit society / multipurpose co-operative credit society/PACS Equal to own fund of the Bank/society (Net worth) 11.00% 10.00%
2 ST Non agriculture to urban banks / credit society / multipurpose co-operative credit society/ Teachers employee Co-op credit society. Equal to the own fund of the Bank/society (Net worth) and as per RBP 11.00% 10.00%
V Sugar Factories
1 Term loan As per project report 12.50% 5.00%
2 Working capital loan As per peak level stock 12% 2.50%
3 Hypothecation loan (against spars) 200.00 12.50% 2.50%

Note: Conditions apply.

Deposits



  • Current Account Deposits
  • Saving Account Deposits
  • Term Deposits

Loans & Interest Rates



  • Agriculture Loan
  • Agriculture allied activities(MT)
  • Non agriculture loans
  • Other Loans
  • Sugar Factories

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