Achievements
1. 1999-2000 in consideration of excellent working results and its developmental.. More..
Loans and Interest Rates
| SL NO | Type of Loan | Limit In Lakhs | Rate of interest | Share Holding | Remarks | |
|---|---|---|---|---|---|---|
| I | Agriculture Loan | |||||
| 1 | Short Term loans(Through PACS ) | 0.65 to 5.00 | 0% | 10% | Under GOK subsidy scheme | |
| 2 | ST BKCC Gold Card | 2.00 | 0% | 10% | ||
| 3 | ST SKCC Platinum Card | 5.00 | 0% | 10% | ||
| 4 | MT Grape Loan (Rs. 5.0 lakh per acre ) | 15.00 | 3% | 8% | ||
| 5 | MT Pomegranate loan (Rs.2.50 lakh per acre) | 15.00 | 3% | 8% | ||
| 6 | MT Lemon loan(Rs.1.00 lakh per acre) | 15.00 | 3% | 8% | ||
| 7 | MT Pipeline & Pumpset loan | 15.00 | 3% | 8% | ||
| 8 | MT Raisin Unit Loan | 15.00 | 3% | 8% | ||
| 9 | MT Tractor Trailer Loan | 15.00 | 3% | 8% | ||
| 10 | MT Sericulture loan | 15.00 | 3% | 8% | ||
| 11 | MT Dairy loan | 15.00 | 3% | 8% | ||
| 12 | MT Sheep/ Goat rearing loan | 15.00 | 3% | 8% | ||
| 13 | Fishery Loan | 2.00 | 0% | 10% | ||
| 14 | Weavers Loan | 2.00 | 0% | 10% | ||
| 15a | KCC RaithaMitra | Upto 5 lakhs | 0% | 10% | ||
| 15b | KCC RaithaMitra | 5-10 lakhs | 10% | 10% | ||
| 16 | Farm House Loan | 15.00 | 10% | 5% | ||
| II | Non agriculture loans | |||||
| 1 | Cash credit loan to Individuals | 40.00 | 13% | 5% | ||
| 2 | OM Loan | 40.00 | 12% | 5% | ||
| 3a | Sulabha CC Loan | 20.00 | 13% | 5% | ||
| 3b | Sulabha Term Loan | 40.00 | 13% | 5% | ||
| 4 | Sanjeevini Loan (Professionals) | 40.00 | 12% | 5% | ||
| 5 | House Construction/Purchase & Plot purchase | 75.00 | 10% | 2.50% | ||
| 6 | Gold Loan &Swarna CC | 20.00 | 10% | - | ||
| 7 | Salary Loan | 5.00 | 10% | 5% | ||
| 8 | Vehicle Loan | 35.00 | 11% | 5% | ||
| 9 | N.F.S Loan (Raisin Unit/Godawan& Complex Construction/ Sugarcane harvester/ Machines/Combined harvester/JCB/Hitachi Purchase) | 35.00 | 12.50% | 2.50% | ||
| 10 | Educational loan | 10.00 | 12% | 2.50% | ||
| 11 | Swarojagar Loan | 0.25 | 12% | 5.00% | ||
| 12 | Advances on NSC Certificates | - | 12% | - | ||
| 13 | JLG loan | 5.00 | 13% | - | ||
| 14 | SHG Loan(Women) | 5.00 | 0% | - | Under GOK subsidy scheme | |
| 15 | SHG Loan(Men) | 5.00 | 4% | - | ||
| 16 | Loan on Deposit | 80% of FD Amt | 2% above FD ROI | |||
| 17 | OD Loan on Deposit | 80% of FD Amt | 2% above FD ROI | |||
| 18 | Clean CC loan to Urban banks / Credit societies / multipurpose co-operative credit societies/PACS | On the basis of society/bank’s financial analysis | 11% | 10% | ||
| 19 | MT Non agriculture to urban banks / credit societies / multipurpose co-operative credit societies | On the basis of society/bank’s financial analysis | ||||
| 20 | Sugar Factories/ Companies
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On the basis of factory’s financial analysis |
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| 21 | Working capital Loan to small and Large Scale industries | On the basis of factory’s financial analysis | 12.50% | 2.50% | ||
| 22 | Loans to Bank Staff
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Note: Conditions apply.
Loans & Interest Rates
- Agriculture Loan
- Agriculture allied activities(MT)
- Non agriculture loans
- Other Loans
- Sugar Factories