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COMPUTERISATION

Details of Computerisation
Decided to enter into Agreement with NABARD/TCS for Computerisation under CBS in the Board Meeting dated 02.01.2012 & accordingly Agreement signed between NABARD, TCS and DCCB on 07th February, 2012 in the 1st phase of the CBS Project - 29 branches and CTO.
Training of Core Team Members:
  • First CBS Training - From 19th March to 7th April 2012 at RICM, Bangalore.
  • Hands-on-training along with discussions on GAD - From 23rd April to 5th May 2012 at RICM.
  • Training on HO Modules - From 14th June to 20th June 2012 at RICM.
  • Trainers Training Programme - From 6th August 2012 to 18th August, 2012 at RICM.
  • Training on I S Audit - From 03rd March to 4th March 2014 at RICM.
Branches have become live as below:
  • APMC - 23rd Nov, 2012
  • Krishna Nagar - 27th Dec, 2012
  • Mahila - 08th Feb, 2013
  • K.C. Nagar - 14th Feb, 2013
  • Horti - 25th May, 2013
  • Managuli - 29th May, 2013
  • Zalaki - 01st June, 2013
  • D.Hipparagi - 05th June,2013
  • Kolhar - 19th June, 2013
  • G.M.Br - 28th June,2013
  • Golageri - 05th July,2013
  • Nidagundi - 12th July,2013
  • H.Hipparagi - 20th July,2013
  • Telagi - 27th July, 2013
  • Kalakeri - 02nd Aug, 2013
  • Tamba - 07th Aug, 2013
  • Tikota - 13th Aug,2013
  • Indi - 21st Aug, 2013
  • H.O.Branch - 02nd Sept, 2013
  • Sindagi - 07th Sept,2013
  • Moratagi - 12th Sept,2013
  • Chadchan - 19th Sept,2013
  • Babaleshwar - 25th Sept,2013
  • B.Bagewadi - 01st Oct, 2013
  • Almel - 08th Oct, 2013
  • Talikoti - 15th Oct,2013
  • Nalatwad - 22nd Oct,2013
  • Muddebihal - 28th Oct,2013
  • S.R.Branch - 13th Nov, 2013
  • H O Retail - 18th Dec,2013
  • Vivek Nagar - 24th Jan, 2015
  • APMC Sindagi - 21st Mar, 2015
  • Minajagi - 25th June,2015
  • Salotagi - 29th June, 2015
  • Mahila BGD - 18th Aug,2016
  • APMC indi - 6th July, 2017
  • Ashram Road - 28th nov, 2018
  • Korwar - 25th Feb, 2019
  • Dhulaked - 21st Nov, 2019
  • Dhavalagi - 1st Jan, 2020
  • Kanamadi - 28th Jan, 2020
  • Athani Road - 15th Feb, 2020
  • Mulawad - 25th Feb, 2020
  • Gap Analysis Document signed in the month of August 2012.
  • Computer Lab was setup with the CDF assistance of NABARD and inaugurated on 9th January,2013 by CGM, NABARD.
  • TCS selected our Computer Lab for second phase training to 17 Core Team Members of 04 DCCB's. ( Davanagere, Chitradurga, Dharwad & Gulbarga) from 22-01-2013 to 09-02-2013.
  • HO module training conducted by TCS to 11 DCCB's (Bijapur, North Canara, Kodagu, Bangalore Chikmaglore, Kolar, Bidar, Gulbarga, Dharwad, Davangere & Chitradurga) from 18-02-2013 to 23-02-2013 & 22 employees are trained.
  • L1 Helpdesk has been Set up.
  • Membership of Credit Information Company (CIC) - Our Bank has registered membership of EQUIFAX Credit Information Services Pvt Ltd., Mumbai on March, 2014.
  • User Training to our staff is imparted in Sixteen Batches & 220 employees are trained.And 2nd round training started 09 batches & 154 employees are trained.
  • Photo & Signature uploaded in all branches.
  • For resolving live branches issues meeting conducted as follows: 23.04.2013, 23.06.2013, 02.10.2013, 09.11.2013, 08.03.2014, 06.04.2014 & for Inter branch transaction and NEFT/RTGS training conducted on 07.06.2014.
  • Protection Cages have been installed in all branches except Almel, H O Branch, G M Branch & Kolhar Branch.
  • Dual Connectivity installation Completed.
  • Regarding RTGS/NEFT and Aadhar Payment Bridge System and registration on NACH it is decided to become member through Apex Bank and the Apex Bank has allotted IFSC Code(KSCB0014001). NEFT /RTGS outgoing and incoming started in all Branches.
  • The Bank has obtained two IINs for RuPay/APBS - IIN allotted For Debit Card / DBT IIN No. 607774. For KCC IIN - 607921
  • On boarding Services ATM Installation & Issuance of RuPay Debit Cards/Kisan Cards process is going on.
  • Corporate Email-all branches & staff has been created & submitted to TCS on 01.03.2014 . Corporate e-mail id's are given and it has been tested (Configured ) in 3 branches -H.O.Branch, APMC Branch & Mahila Branch.
  • I T Security Policy - IT Security Policy finalized by the Technical Advisor and submitted for legal opinion.
  • MIS Reports Mapping Completed.
  • H.O.Module - HRMS live front end and Investment & Fixed Asset module live on 13.06.2014 and Share Module live on 16.08.2014.
IMPLEMENTATION OF CBS PROJECT:
SL NO Particulars Status
1 Agreement with NABARD/TCS for Computerization under CBS. Decided to enter into Agreement with NABARD/TCS for Computerization under CBS In the Board Meeting dated 02.01.2012 & accordingly Agreement signed between NABARD, TCS and DCCB on 07th February, 2012 in the 1st phase of the CBS Project – 29 branches and CTO.
2 Branches live status First Branch got live on 23.11.2012 (APMC, Bijapur) & last branch on 18.12.2013(H.O.Retail, Bijapur)
3 Computer Lab Set up. Computer Lab was setup with the CDF assistance of NABARD and inaugurated on 9th January,2013 by CGM, NABARD.
4 The Bank is RTGS/NEFT compliant with IFSC code and is working on the platform for fund transfer IFSC : KSCB0014001 Fund Transfer started on 04.06.2014
5 The Bank has obtained two IINs from NPCI, Mumbai 1. IIN for DBT :607774
2. IIN for KCC :607921
6 The Bank has completed necessary documentation with NPCI to be part of Direct Benefit Transfer and NACH It is finalized in the Board Meeting held on 14.03.2015 DBT Host to Host with C-edge Technologies Ltd. And DBT facility started on 26.07.2015.
7 The Bank has become a member of CIC Bank get the membership of all CICs i) EQUIFAX Credit Information Services Pvt. Ltd., Mumbai, ii)Experian Credit Information Company of India Pvt Ltd., iii)CRIF Credit Information Services Pvt. Ltd.,Mumbai & CIBIL Credit Information Bureau (India) Ltd Mumbai .
8 Completed mapping of Reports Mapping of Reports completed:
1. P& L, Balance Sheet – 08.02.2014
2. MIS Reports – 23.07.2014.
9 Submitted all the H.O.Module data to TCS HO Module live status:
1. HRMS – Front end live
2. Investment – Live on 13.06.2014
3. Fixed Assets - 13.06.2014
4. Share Accounting – Live on 16.08.2014
10 IT Security Policy has been duly approved by the Board IT Security Policy approved in the Board Meeting held on 22.12.2014 . And revised IT Security Policy & IS Audit Policy implemented is approved by the Board meeting held on 13.04.2016.
11 On boarding Services ATM Installation & Issuance of RuPay Debit Cards/Kisan Cards It is finalized in the Board Meeting held on 14.03.2015 to go with KSC APEX Bank Ltd., Bengaluru Further purchase order placed for EMV Chip based Card (25000 Debit Cards & 5000 KCC Cards) to C-edge Technologies Ltd.,Thane on 13.01.2016. And Documentation with NPCI regarding RuPay Card management Services is in the process.
12 Migration Audit:
1.Name of CISA auditor & Address.
Shri.Chandrashekharaiah.T.G.CA
No.392,10th Main,M.S.Ramiah Layout Nagasandra, Yeshwantpur, Bengaluru -560 073. Migration Audit completed March, 2015 & Reports submitted by CA on 19th August, 2015.hnologies Ltd.,Thane on 13.01.2016. And Documentation with NPCI regarding RuPay Card management Services is in the process.
2.Completion of Migration Audit :
13 SMS Alert SMS Facility started on 10.07.2015.
14 Corporate E-mail Corporate E-mail facility started on 01.10.2015
15 PACS Data Migration Out sourced for Data entry & photo /signature scanning, at present 120000 data entry completed out of 192973 as on 01.03.2016 and A/Cs opened 20000.
NEFT & RTGS INFORMATION AS ON 16-12-2014
SL NO Branch Name NEFT
Date of start
RTGS
Date of start
1 H.O.Branch 20.06.2014 03.09.2014
2 S.R.Branch 04.09.2014
3 G.M.Branch 02.08.2014 22.08.2014
4 Mahila Branch 28.07.2014 13.10.2014
5 K.C.Nagar Branch 04.06.2014 25.07.2014
6 APMC Branch 12.06.2014 05.09.2014
7 Babaleshwar 25.08.2014 21.10.2014
8 Tikota 26.09.2014 16.09.2014
9 Krishna Nagar 22.07.2014 31.10.2014
10 B.Bagewadi 07.08.2014 29.10.2014
11 Telagi 04.08.2014 05.09.2014
12 Nidagundi 02.09.2014 07.10.2014
13 Managuli 24.06.2014
14 H.Hipparagi 03.09.2014 18.09.2014
15 Kolhar 24.06.2014 28.10.2014
SL NO Branch Name NEFT
Date of start
RTGS
Date of start
16 Muddebihal 24.06.2014
17 Talikoti 28.07.2014
18 Nalatwad 02.09.2014
19 Indi 24.06.2014 27.08.2014
20 Chadchan 15.09.2014 26.09.2014
21 Zalaki 24.06.2014
22 Tamba 18.09.2014 25.09.2014
23 Horti 24.06.2014
24 Sindagi 24.06.2014
25 Almel 12.12.2014 18.09.2014
26 D.Hipparagi 04.09.2014
27 Kalakeri 31.10.2014
28 Moratagi 05.11.2014
29 Golageri 18.09.2014
30 CTO 12.06.2014 19.07.2014

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